Your Rights as an Investor

  • Right to receive complete, accurate, and up-to-date information about mutual fund schemes including SID, SAI, KIM, addenda, factsheets, and portfolio disclosures before making an investment decision.
  • Right to receive disclosure of all commissions (trail or other forms) received by the distributor for the schemes being recommended to you.
  • Right to receive transaction confirmations, account statements, and Consolidated Account Statements (CAS) from RTAs (CAMS / KFintech).
  • Right to lodge complaints and receive timely resolution through our grievance redressal mechanism, SEBI SCORES, or SMART ODR.
  • Right to switch from Regular Plan to Direct Plan at any time without any charges from the distributor.
  • Right to risk profiling before any investment recommendation and to receive only suitable investment suggestions matching your assessed risk category.
  • Right to privacy and data protection as per the Digital Personal Data Protection Act, 2023 (DPDPA) and applicable SEBI/AMFI regulations.
  • Right to receive the Unsuitability Declaration if you choose to invest in a scheme that does not match your assessed risk profile.
  • Right to access your personal data held by us and request correction or deletion (subject to regulatory retention requirements).
  • Right to choose any distributor, switch distributors, or invest directly through AMCs/Direct Plans at any time.

Your Obligations as an Investor

  • Provide accurate and complete personal, financial, and KYC information as required for onboarding and transactions.
  • Read all scheme-related documents (SID, SAI, KIM) carefully before making any investment decision.
  • Complete the risk profiling questionnaire honestly and accurately, reflecting your true financial situation and risk appetite.
  • Inform the distributor promptly of any change in personal details, financial circumstances, risk appetite, or investment goals.
  • Understand that mutual fund investments are subject to market risks and that past performance is not indicative of future returns.
  • Retain copies of all transaction-related documents, account statements, and correspondence.
  • Report any unauthorized transactions or discrepancies to the distributor and AMC/RTA immediately.

Our Obligations to You

  • Act in your best interest and in compliance with SEBI/AMFI regulations and the AMFI Code of Conduct at all times.
  • Provide transparent, accurate, and complete information about all schemes, services, and associated risks.
  • Disclose all commissions received from AMCs and maintain a documented commission disclosure process.
  • Conduct proper risk profiling before any recommendation and ensure suitability of schemes to your risk profile.
  • Process your transactions promptly and accurately through BSE STAR MF platform.
  • Maintain confidentiality of your personal and financial information as per our Privacy Policy and DPDPA 2023.
  • Maintain a grievance redressal mechanism and resolve complaints within prescribed timelines.
  • Not make any misleading statements, guarantee returns, or misrepresent any scheme, AMC, or service.
  • Display the tagline “AMFI-registered Mutual Fund Distributor” along with ARN-315267 on all communications.
  • Not use terms such as Adviser, Wealth Manager, Financial Planner, or similar SEBI IA restricted terminology.

Sanwariya Investments Private Limited

AMFI Registered Mutual Fund Distributor & SIF Distributor (ARN-315267)

CIN: U64990RJ2024PTC096132

MF Distribution Validity: 04/12/2024 to 03/12/2027 | SIF Distribution Validity: 08/10/2025 to 07/10/2028

Disclaimers

Mutual fund investments are subject to market risks. Please read the scheme information and other related documents carefully before investing. Past performance is not indicative of future returns. Please consider your specific investment requirements before choosing a fund, or designing a portfolio that suits your needs.

Investments in Specialized Investment Fund involves relatively higher risk including potential loss of capital, liquidity risk and market volatility. Please read all investment strategy related documents carefully before making the investment decision.

The Company receives commission from Asset Management Companies / issuers for distribution of Mutual Fund and SIF products in Regular Plans, as permitted under SEBI and AMFI regulations. Such commissions may include trail or other permitted forms. No commission or fee is charged directly to investors for Mutual Fund or SIF distribution.

Sanwariya Investments Private Limited makes no warranties or representations, express or implied, on products offered through the platform of Sanwariya Investments Private Limited or the Niveshum mobile application. We provide incidental advisory services only. For investment advice, please consult a SEBI-registered Investment Adviser. It accepts no liability for any damages or losses, however caused, in connection with the use of, or on the reliance of its product or related services.

Sanwariya Investments Private Limited operates in compliance with SEBI and AMFI regulations.